"Highly recommended and will definitely be using them again"
Home Title Insurance Solutions
Protect Your Residential Property from Unforeseen Issues
Your home is one of your most valuable assets. Protecting it with comprehensive title insurance not only secures your property ownership but also provides peace of mind for you and your family. Our reliable and professional team is committed to delivering a seamless, customer-focused experience throughout the process.
Why Do You Need Home Title Insurance?
Home title insurance is an essential safeguard for homeowners, protecting your ownership rights against potential issues that can arise with the property’s title. These issues could include:
Unpaid Liens
These are outstanding debts or financial claims against the property from previous owners, such as unpaid taxes or contractor fees, which can become your responsibility.
Undisclosed Heirs
Individuals who are heirs of the previous owners' property may unexpectedly come forward to make a claim to the property, creating ownership disputes.
Public Record Errors
Mistakes in public documents can cause significant issues. These may include incorrect property descriptions, misspelled names, or improperly filed legal documents that can cloud your title and cause problems.
Fraudulent Claims
Your property title could be compromised by cases of forgery, impersonation, or other forms of fraud, potentially leading to a challenge of your ownership rights.
Home Title Insurance FAQs
What Is Home Title Insurance?
Home title insurance safeguards your ownership rights against potential issues that could arise from defects in the property’s title. These could include unpaid liens, undisclosed heirs, errors in public records, or fraudulent claims. With our services, you can rest assured that any unforeseen challenges to your homeownership are handled with care and legal expertise.
Is Title Insurance a 1-Time Cost?
Yes, home title insurance is a one-time payment made at the time of closing. Unlike other forms of insurance, there are no recurring premiums, and the policy remains in effect for as long as you or your heirs own the property.
Can I Get Title Insurance for a Newly Built Home?
Yes, even newly built homes may require title insurance. Issues like builder liens, incomplete records, or claims from contractors or previous landowners can still affect the title. Title insurance ensures that you are covered against these risks.